The 50-state directory

Vacant property insurance
and where you own.

Insurance options are tied to the property’s location. Weather, local fire protection, and state rules can affect the policy and its price, even when the owner lives in another state.

Weather and surroundings

Wind, hail, freezing weather, and flood exposure vary by location. A policy may use separate deductibles or exclusions for particular causes of damage.

Local protection

Fire department access, nearby water supply, and the ability to monitor a remote property can influence the risk an insurer is taking.

Available options

Insurance products and agency authorization vary by state. A location in this directory is not a promise that every property or coverage is available.

Quote availability by property state

About this directory.

Each state link opens a quote request with that property location selected. The directory includes all 50 U.S. states. Availability requires review of the property, insurer options, and the agency’s authority to handle the request.